Portfolio Management

Robinson, Tigue, Sponcil & Associates, LLC believes that our fiduciary obligation to our clients mandates that we choose only investments that are in their best interest. We are not a broker/dealer and therefore have the ability to choose from a wider range of investment vehicles we believe appropriate for our clients.

We know that we cannot control the performance of the financial markets, but we can control the risk our clients accept when we invest their portfolios. Many investors only realized the risk they were taking after the market collapse of 2000–2002. We try to minimize the risk by choosing investments individually and collectively that are investment grade holdings. Through portfolio diversification we seek to protect our clients from company and industry specific risk. International investments add political and economic diversification.

Our experience and knowledge allow us to create portfolios that meet an infinite range of goals and objectives. These portfolios can include some or all of the following:

  • Cash: Money Market Funds (taxable and tax-free), Commercial Paper, Repurchase Agreements, Certificates of Deposit, etc.
  • Fixed Income: U.S. Treasury Securities, U.S. Government Agency Securities, Investment Grade Corporate Bonds, Investment Grade Tax-Free Municipal Bonds, Structured Annuities, Preferred Stocks
  • Equity: Individual Company Stock, Equity Mutual Funds, Exchange Traded Funds (including International & Emerging Markets, Sector and Style Specific)
  • Separately Managed Accounts

We work with each client to create an Investment Policy Statement if they do not already have one. This document is our roadmap and rulebook for how we invest their money utilizing the above investment alternatives to meet the client’s specific goals and objectives.

Many clients come to us with existing portfolios that need to be analyzed before we agree on an action plan. Our knowledge and experience allows us to determine what, if any, actions need to be made to an existing portfolio given the tax status and the quality and appropriateness of the current investments. Once again, all investment decisions made in the account are analyzed as to how they help meet the client’s specific circumstances.

    
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